It’s not just about buying a house—it's about lighting your way home.
Ready to make your homeownership dreams a reality? Luminate Bank is here to help you navigate the path to the right mortgage, from start to finish, with expertise, guidance, and a commitment to making the process smooth and clear.
As an experienced Mortgage Advisor, I take pride in helping customers achieve their dream of purchasing a new home or refinancing a current home for benefit of financial gain. My goal is simple - provide each client with an individual tailored solution designed to meet your specific need. Customers remember the smooth process long after the closing is completed.
This positive experience is why I believe past customers, real estate and financial professionals continue to refer me to family, friends, clients and co-workers. I know you will too.
Awarded Super Mortgage Professional designation for the past 20 years!
Specialties:
First-Time home buyers, experienced buyers looking to move-up, providing creative refinancing solutions, Doctor Loans, Private Mortgage Financing options for upper level homes for individuals and families, helping credit challenged customers improve credit scores in order to qualify for mortgage financing.
>> Our Products
Conventional Loans
Conventional loans are a solid choice for many homebuyers, offering flexibility in property types, fee structures, and loan terms—perfect for those who want options.
FHA Loans
FHA loans make homeownership more accessible for low-to-moderate income buyers or those with less-than-perfect credit. With smaller down payment requirements and easier qualifications, FHA loans help open the door to homeownership for many.
VA Loans
VA loans honor our veterans and active service members by making home loans more accessible. If you’ve served in the military, a VA loan could be the ideal way to simplify your home-buying journey.
USDA Loans
USDA loans are designed for those looking to purchase in rural areas. Offered by the USDA, this option supports rural homebuyers with lower incomes, helping them find a place to call home where it matters most.
Jumbo Loans
Jumbo loans are designed for higher-value homes that exceed standard loan limits. They offer the flexibility and financing power you need to purchase luxury properties or homes in competitive markets.
Construction Loans
Construction loans help you build the home you’ve been dreaming about. With financing designed specifically for new construction, you can fund your project from the ground up while keeping the process simple and streamlined.
Renovation Loans
Renovation loans allow you to finance both the purchase of a home and the cost of improvements in one loan. It’s a smart way to turn a fixer-upper into the home you truly want.
Reverse Mortgages
Reverse mortgages allow homeowners 62 and older to convert a portion of their home equity into cash. It’s a flexible way to access the value of your home while continuing to live in it.
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I “Highly” recommend Dave Petroske. He made this whole home buying process EASY. He is very informative and gets straight to the point . He doesn’t beat around the bush. Keeps it very cut and dry. He got to work on my mortgage right away. In the matter of a few hours I was able to know what I could afford for a house. Whenever I called or text he answered right away. This isn’t your average mortgage advisor. Does an awesome job at what he does. This guy will go above and beyond. Anyone who is looking for a mortgage I know is going to get referred by me to Dave Petroski. Thanks Dave!!
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Dave Petroske was a great mortgage advisor. He definitely made the money side of things easy to understand and made it all feel very manageable. He was always available for questions or to run through different mortgage scenarios we were considering. I would highly recommend him to anyone!
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The process was very smooth and efficient from start to finish. Dave was always responsive to my questions and concerns, and made sure to keep me updated on the progress of my mortgage application. I also appreciated the personalized attention and excellent customer service that I received throughout the process. Overall, I felt like I was in good hands and that my needs were being taken care of. Thank you Dave for making this process a positive and stress-free experience for me.
