get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A group of people are posing for a picture in front of a gingerbread house.

Dave Petroske

Mortgage Loan Originator | NMLS# 275196

As an experienced Mortgage Advisor, I take pride in helping customers achieve their dream of purchasing a new home or refinancing a current home for benefit of financial gain. My goal is simple - provide each client with an individual tailored solution designed to meet your specific need. Customers remember the smooth process long after the closing is completed.

>> Our Community

Giving back is a core part of Dave’s mission. He’s proud to partner with local nonprofits and organizations that make life better for the people who call this place home.


From hands-on volunteer efforts to meaningful donations and sponsorships, Dave is committed to supporting causes that uplift, connect, and strengthen the community—because when our neighbors thrive, we all do.

A group of people are posing for a picture in front of a gingerbread house.

Kindness Campaign

A portion of each loan closing is donated to a non-profit organization. Recently, we choose to recommend The Open Door, which makes a real difference by ensuring that local families have access to fresh, healthy food and essential support services. Every meal, every grocery delivery, and every smile they provide helps build a stronger, more caring community.

Treehouse

treehousehope.org


On a mission to end hopelessness among teens. When teens start believing what is true and possible, it changes everything. Through grace-based programs and environments, we help teens learn to believe in their God-given value and worth, their capabilities, and their potential. Whether through mentorship, support groups, or off-site activities, we create safe environments where teens can be themselves and have fun.

Feed My Starving Children

fmsc.org


As a Christian nonprofit organization, Feed My Starving Children is called to feed God’s starving children hungry in body and spirit. FMSC works with food distribution partners that stay with communities for the long haul, empowering them to move from relief to development.

Samaritan's Purse

samaritanspurse.org


After sharing the story of the Good Samaritan, Jesus said “Go and do likewise.” That is the mission of Samaritan's Purse—to follow the example of Christ by helping those in need and proclaiming the hope of the Gospel.

Soldier's 6

soldiers6.com


We are a 501(c)3 non profit organization based in Minnesota. We provide honorably discharged veterans, police officers, firefighters, paramedics, correctional officers, and 911 dispatchers with specially trained K-9's. These special dogs will become their Battle Buddy and help guide them through the difficult days in life. We chose the name Soldier's 6 because that is what a service dog has, its Battle Buddy's 6 (or back).

Kindness Campaign

A portion of each loan closing is donated to a non-profit organization. Recently, we choose to recommend The Open Door, which makes a real difference by ensuring that local families have access to fresh, healthy food and essential support services. Every meal, every grocery delivery, and every smile they provide helps build a stronger, more caring community.

Treehouse

treehousehope.org


On a mission to end hopelessness among teens. When teens start believing what is true and possible, it changes everything. Through grace-based programs and environments, we help teens learn to believe in their God-given value and worth, their capabilities, and their potential. Whether through mentorship, support groups, or off-site activities, we create safe environments where teens can be themselves and have fun.